Privacy Policy for Balancerie
Effective Date: February 24, 2026
Welcome to Balancerie.com ("Balancerie," "we," "us," or "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains what information we collect, how we use it, and your rights when you use our online budgeting application.
By accessing or using Balancerie, you agree to the terms outlined in this Privacy Policy.
1. Information We Collect
To provide you with our budgeting tools, we collect the following types of information:
- Account Information: When you sign up for a paid account, we require an email address and a password.
- Financial & Budgeting Data: To use the core features of our app, you will input personal financial data (such as income, expenses, and budget categories).
- Payment Information: Since Balancerie is a paid service, payment information (like credit card details) is collected to process your subscription. Note: We use secure third-party payment processors (e.g., Stripe, PayPal) and do not store your full credit card numbers on our servers.
- Usage Data: We automatically collect standard diagnostic and usage data when you access our site, such as your IP address, browser type, and how you interact with our application.
2. How We Use Your Information
We use the information we collect strictly to operate, maintain, and improve our services:
- To Provide the Service: To create your account, log you in securely, and save your budgeting data.
- To Process Payments and Refunds: To manage your subscription and efficiently process our 30-Day, 100% No-Questions-Asked Guarantee if you decide Balancerie isn't the right fit for you.
- To Communicate With You: To send transactional emails (like password resets, billing receipts, or refund confirmations) and important service updates.
- To Improve Our App: To understand how users interact with our features so we can make the budgeting tool better.
3. How We Share Your Information
We do not sell your personal or financial data. We only share your information in the following limited circumstances:
- Service Providers: We share necessary data with trusted third-party vendors who help us run our application, such as web hosting services, email delivery providers, and payment processors.
- Legal Obligations: We may disclose your information if legally required to do so to comply with applicable laws, court orders, or governmental regulations.
4. Data Security
Your financial privacy is our top priority. We implement industry-standard security measures, including encryption (SSL/TLS), to protect your account information, password, and budgeting data from unauthorized access, alteration, or destruction. However, please remember that no method of transmission over the internet is 100% secure.
5. Your Rights and Choices
Depending on your location, you have rights regarding your personal data:
- Access and Update: You can review and change your personal information and budgeting data at any time by logging into your account settings.
- Account Deletion: You can delete your account at any time. Upon deletion, your personal and budgeting data will be permanently removed from our active databases, though we may retain basic transaction records as required by law.
- Marketing Opt-Out: You may opt out of receiving promotional emails from us by clicking the "unsubscribe" link at the bottom of our emails.
6. Cookies and Tracking Technologies
We use cookies to keep you logged in and to understand how you navigate our site. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent, though some features of Balancerie may not function properly without them.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top.
8. Contact Us
If you have any questions or concerns about this Privacy Policy, your data, or our 30-Day Guarantee, please contact us at:
Email: support@balancerie.com